This post is about how poor of an adult I think I've become, sometimes. I know, it sounds silly, and I should have more confidence. In most respects I do - I've come a long way and I'm getting more and more successful as time goes on - except in one area.
I'm gonna do the 'ol cop-out and blame my parents (you may or may not agree). Our conditioning starts when we're young and we're guided to be independent in however many different ways. Our parents tell us what's wrong (stealing), what's right (saying our please and thank you's), but for as much as I try to look back, I was never taught *anything* about money. It's easy to assume why; we never had any. I grew up on a small country farmstead where everything was rationed (milk, bread.. all the basics). Cheap meat was bought (I will never buy another porkchop as long as I live) and economic foods were prepared (I have now created pasta in ways that are sure enough to make me forget how I "used" to have it). I was never sat down, taught to save. My parents literally lived, I think, paycheck to paycheck.
Well, now so do I.
I never learned any other behaviour. And it isn't to say I make excess of x-amount of dollars a pay. I live within my means, alone. I pay rent one pay, hydro, cable, phone with the other (which easily can take up half a paycheck) and the rest is food and whatever minor socializing I do (coffee with friends, the odd dinner, etc). I would save, if I had something to save. Anyways.. I'm starting to ramble.
Back to the conditioning. How many of you were actually taught by your parents to learn to save money? Wisely spend? Have you had to learn on your own? How did you do that? What's the psychology behind it? (For me, I was so restricted as a kid, that I have a tendency, I think still, as an adult, to over-spend.. to make up for what I didn't have, right?) Which is ironic, because I'm not a materialistic person.
I grew up with my mother and step-father. On the other side of the family, my dad and step-mother have always done alright, and so have my (steps) brother and sister with them. Funny how that happens.
Well, those are part of my thoughts for today.
Later edit: I actually made this post because I accidentally mis-calculated when I was getting paid/have money (I know, it sounds retarded. One gets paid bi-weekly, it's not hard to figure out). But I did, and now after spending what I had, assuming I was getting paid this Friday, have nothing. Entertaining a close friend this weekend will be challenging. Hence my stress about money, then the post :)